MY PROCESS

I start with your dreams.  Once I know what you want out of life - for yourself and your family - I evaluate where you are relative to your goals. I can then recommend strategies to get you where you want to be. But I don’t stop there. I help you implement the recommendations, and watch over your plan so that you can live your life. Your goals remain the centerpiece of my recommendations and strategies, and my objective is to monitor your total situation to help you remain on track.  Please see the video under complete financial picture to see how I monitor your dreams and goals.

PROJECT YOUR GOALS - Where you want to be:

- Education
- Retirement
- Future plans

APPRAISE ASSETS - What you have:

- Investments
- Retirement Plans
- Real estate
- Business Interests

PERFORM GAP ANALYSIS and "What If’’s" - What you need:

- Cash flow management
- Asset Allocation and Risk Management
- Savings plans
- Income Tax strategies
- Estate tax analysis and distribution analysis

PROVIDE OPTIONS - How to get there:

- Detailed recommendations including, 
   Specific investment recommendations
- Comprehensive written report
- Private financial web page

IMPLEMENT STRATEGIES - Activate the plan:

- Asset allocation
- Tax strategies
- Estate planning techniques

MONITOR PLAN - UPDATED EVERY NIGHT based on 4pm close of the market.  Optimize to help achieve goals:

- Performance thresholds
- Automated alarms
- Periodic evaluation

Depending on Your Priorities, I can focus on one or more of the following:

- Retirement Plans (Before and During)
- Asset Management
- Estate Planning - Wills & Trusts
- Funding Alternatives for College
- Income Tax Planning
- Specific goal planning (2nd home, starting a business)